﻿<?xml version="1.0" encoding="utf-8"?><Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"><CstmrCdtTrfInitn><GrpHdr><MsgId>MsgId</MsgId><CreDtTm>2026-02-16T02:40:49.6053444-08:00</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>4800</CtrlSum><InitgPty><Nm>REDUCIO</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>TC20912t-three consulting ltd</PmtInfId><PmtMtd>TRF</PmtMtd><NbOfTxs>1</NbOfTxs><CtrlSum>4800</CtrlSum><PmtTpInf><SvcLvl><Cd>SEPA</Cd></SvcLvl></PmtTpInf><ReqdExctnDt>2026-02-16</ReqdExctnDt><Dbtr><Nm>Reducio</Nm></Dbtr><DbtrAcct><Id><IBAN>FR7630004024710001068868166</IBAN></Id></DbtrAcct><DbtrAgt><FinInstnId><BIC>BNPAFRPPXXX</BIC></FinInstnId></DbtrAgt><CdtTrfTxInf><PmtId><EndToEndId>TC20912-t-three consulting ltd-REDU</EndToEndId></PmtId><Amt><InstdAmt Ccy="EUR">4800</InstdAmt></Amt><CdtrAgt><FinInstnId><BIC>LOYDGB21062</BIC></FinInstnId></CdtrAgt><Cdtr><Nm>t-three consulting ltd</Nm></Cdtr><CdtrAcct><Id><IBAN>GB42LOYD30964001110022</IBAN></Id></CdtrAcct></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>