﻿<?xml version="1.0" encoding="utf-8"?><Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"><CstmrCdtTrfInitn><GrpHdr><MsgId>MsgId</MsgId><CreDtTm>2026-04-07T00:59:58.3460163-07:00</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>456</CtrlSum><InitgPty><Nm>REDUCIO</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>99077772UNISTO</PmtInfId><PmtMtd>TRF</PmtMtd><NbOfTxs>1</NbOfTxs><CtrlSum>456</CtrlSum><PmtTpInf><SvcLvl><Cd>SEPA</Cd></SvcLvl></PmtTpInf><ReqdExctnDt>2026-04-07</ReqdExctnDt><Dbtr><Nm>Reducio</Nm></Dbtr><DbtrAcct><Id><IBAN>FR7630004024710001068868166</IBAN></Id></DbtrAcct><DbtrAgt><FinInstnId><BIC>BNPAFRPPXXX</BIC></FinInstnId></DbtrAgt><CdtTrfTxInf><PmtId><EndToEndId>99077772-UNISTO-REDUCIO</EndToEndId></PmtId><Amt><InstdAmt Ccy="EUR">456</InstdAmt></Amt><CdtrAgt><FinInstnId><BIC>CCBPFRPPMTZ</BIC></FinInstnId></CdtrAgt><Cdtr><Nm>UNISTO</Nm></Cdtr><CdtrAcct><Id><IBAN>FR7614707508175521298571961</IBAN></Id></CdtrAcct></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>